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Healthier

Are Cancer Policies Right For You

Cancer policies are a fast growing type of insurance policy that helps to protect you in the event you’re ever diagnosed with a type of cancer. While these are just supplemental policies, they can help to pay for travel expenses, lost wages, and much more in the event you can’t work. As you try to decide whether cancer policies might be right for your family members, you may want to consider the following:

??? Does the policy pay for everything? Understanding exactly what the cancer policies you’re considering cover is a must. Good policies will offer you either a lump sum of cash or ongoing payments for hospital stays, travel expenses, and doctors’ visits as well as other treatments. Learning a bit more about what is excluded from your potential policies is a must.

??? Can cancer-related illnesses be covered? Many people don’t realize this, but cancer doesn’t stop at that one diagnosis. Instead, other serious problems can occur after the diagnosis. From infections to diabetes to even pneumonia, learning whether or not your benefits extend to the conditions you’ll be dealing with after cancer is important. In the event you look at cancer policies that pay you a lump sum of cash on diagnosis, you’re probably looking at a good bit of money to help cover these additional health problems. If you look at policies that only pay out on certain expenses, that may not be the case.

??? Will my major medical policy work with this policy? When you’re looking at cancer policies, it’s good to investigate whether the two insurance companies will play nicely together. In some cases, your major medical policy may hold out on coverage with the hope that the other company will cover certain things. Find out how the two companies will work together before you make any purchases.

??? Do I have to wait for coverage? The bottom line is that you can’t get cancer policies to cover you after you’re diagnosed. That said, however, in some cases, you may have a fairly long waiting period before you’re diagnosed. Some have a waiting period of up to thirty days. Others may make you wait six months. Look at the total waiting time and find out if the policy expires in a certain amount of time as well.

As with any type of insurance, there will always be fine print in the many cancer policies available today. Make certain you know as much as you can before you buy the policy you need.…

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Health Facts

Hair Vitamin Supplements – 5 Keys to Picking the Right One

The dietary food supplement industry has simply exploded in recent years. You can literally buy vitamins for just about anything, and hair care is no different. There are literally hundreds of different hair vitamins that address every conceivable hair concern. And while there’s no question you can gain all sorts of benefits from using a natural hair supplement, which one is the best for you? Here are a few points to consider when looking:
What do you need a vitamin for?
You want to be careful and find a product that addresses your primary hair concern. For example, if you’re dealing with hereditary pattern hair loss, a vitamin formulated for fast hair growth, would not be the best choice. This is because hair loss vitamins typically contain some kind of anti-DHT nutrient, while a vitamin for faster growing hair probably loads up on protein to feed and energize the hair.
Reviews
Check to see if the product you’re considering has a lot of recent, positive feedback from other users. People love to share their good experiences, so a vitamin with minimal or no positive testimonials or reviews probably isn’t the best to try. It’s ideal to make sure any reviews posted are fairly recent, any reputable company will be glad to show off positive feedback from users. Plus checking out user reviews from 3rd party retailers like Amazon can help validate any claims a product makes.
Ingredients
Regardless of the specific concern a hair vitamin addresses, any good one is going to contain a few key ingredients. This is simply because all hair has very similar nutrition needs to be healthy. The three (3) primary things to look for are Niacin, Biotin, and Amino Acids (or proteins). Amino Acids in particular are vital. After all, your hair is actually made of a specialized amino called keratin. So avoid any hair vitamin supplement with very little protein (4mg – or less).
Hair Type
Hair type is good to consider because some vitamins for hair may contain ingredients that can help certain hair types more than others. For instance, if you have very dry hair with excessive breakage, a supplement that contains moisturizing essential oils will offer more benefit to you than one that doesn’t.
Shampoo / Conditioner
What? But we’re talking about hair vitamins! OK, so it’s true that your hair is going to get a lot more benefit from what you eat then what you rub on your head. However, if a vitamin supplement has a shampoo or conditioner specially designed to go along with it, you can possibly multiply the benefits by promoting healthy hair from inside the body and outside!…